How To Be A Smart Consumer

Educational Organization

The SMART Consumer Group (SCG) is an educational organization which provides ideas to help you save more and spend less. Through this web site and our series of free workshops, SCG introduces the keys to being a S.M.A.R.T. consumer. Our mission is to empower individuals and employees with the knowledge to enable them to make more informed financial decisions.

The menu buttons above are your gateway to discover valuable information about how to save money on your everyday expenses and earn cash back, save on your health care, deal with debt, and credit. Make smart financial and personal health choices, and protect against identity theft and consumer fraud. Discover these and many more tips from the SMART Consumer Group!

If you are active duty military or a veteran, be sure to explore the military tab on the menu.

Veterans and surviving spouses, find out if the VA may owe you money on our VA Pension page.

For information on SGLI (Servicemembers Group Life Insurance) conversions and VGLI (Veterans Group Life Insurance) alternatives, please see the VGLI page.

SCG provides informative workshops on a variety of topics to companies, groups, associations, government, and military personnel. Hundreds of different workshops have been presented by our instructors to a wide variety of audiences including a debt management course taught for many years at Mira Costa College in Oceanside, CA. SCG is comprised of a select group of professionals. All education programs are available at no cost for the advancement of personal financial planning and consumer education. These presentations contain no advertisements nor reference any products or companies. Workshops are conducted at your location, use power point, and most are designed to last for approximately 20 - 45 minutes. Here are the most requested topics:

Be a SMART* Consumer (*Save Money And Reduce Taxes)

Identity Theft - Why All Your Financial, Medical , & Other Records are at Risk

Become Fiscally Fit - Smarter ways to Reduce Debt and Increase Savings

The Hidden Perils of Retirement Planning - Debt and Taxes

Your Estate – Don’t Outlive Your Income or Leave It to Uncle Sam

Military - Financial Readiness

Military - Mapping Your Financial Future

VA Pension Benefit - One Third of Seniors May Qualify for this Little-Known Veterans Program

Federal Employees - Benefits and Essential Financial Planning

Return to Top Return to Top